Everyone makes mistakes and collectively they become important experiences that helps us make better decisions. Albert Einstein said: The only source of knowledge is experience…
Straits Times featured an interesting article on 17 July 2020 about Edward Altman warning investors that more companies are going bankrupt in 2020. Edward Altman,…
In the current low interest rate environment, companies and individuals can be tempted to increase their leverage. However, debt is a double-edged sword. This is…
Whenever friends and acquaintances ask me for tips on personal finances, I almost always share two things with them: the importance of personal budgeting, and…